Hearty Congratulations on the 149th Ph.D. of Sacred Heart College!

Athira V. T. Assistant Professor, Department of Commerce (SF)

Awarded a Ph.D. in Commerce from Mahatma Gandhi University, Kottayam, for her research thesis titled:

“The Effects of Demonetisation on Digital Transactions: A Customer-Centric Study with Special Reference to Public and Private Sector Banks in Kerala” under the guidance of Dr. Joseph George.